Investing that explains itself.

Shares, funds, gold and digital assets in one account. A plan built around your goals, every fee shown before you pay it, and an agent that keeps the portfolio on track. Nothing moves without your say-so.Shares, funds, gold and digital assets in one account, every fee shown before you pay it.

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Licensed Securities Dealer · Seychelles FSA SD054Assets held in your name0.35% a year, less as you grow, nothing hiddenMarket data: CoinGecko · ECB · Twelve Data

What ATG Capital is

Everything you want from a brokerage.
And a reason for every move.

ATG Capital puts the whole of your capital in one place (global shares and ETFs, income products, gold, currencies and digital assets) and gives you something no broker does: a plain-words explanation of what each move costs, what it gives you, and what happens if you do nothing.

Every market, one account

US and European shares and ETFs, managed funds, money-market and fixed-term income products, physical gold, major currencies, Bitcoin, Ethereum and stablecoins, bought, held and sold from one balance.

A plan built around your goals

Tell us what the money is for and when you need it. You get a portfolio with target weights, a projection in money, and a warning the moment the plan slips. Not a benchmark to chase.

An agent that explains, not a bot that trades

It watches your portfolio every day and speaks only when something needs you, with the cost, the trade-off and the alternative on one screen. You approve, adjust or decline; it acts alone only inside a mandate you write and can withdraw.

Fees you can actually see

0.35% a year on invested capital, 0.28% above 100 000 USD, 0.20% above 1 000 000 USD, and nothing else: no entry, exit or inactivity fees. The spread on every trade is shown in money before you confirm it, never buried in the price.

Markets

Global markets. One balance.

Six asset classes in one account, priced live, bought and sold from the same balance. Every product page states its minimum, its fees and, for income products, its target rate, before you commit.

Shares & ETFs

US and European exchanges: Apple, Microsoft, NVIDIA, the S&P 500, European indices. Fractional, so a share of anything from 10 USD.

from 10 USD a trade

Funds

Global Equity Core, European Equity and more: mandates published, holdings looked through.

from 100 USD

Income products

Money Market USDC, Sterling Income, Digital Growth: a stated target rate, accrued daily, added to the holding or paid to your balance, as the product says.

from 50 USD

Gold

Physically backed, held in custody, priced against the London fix. A hedge you can hold next to your shares.

from 100 USD

Currencies

USD, EUR, GBP held as cash and converted with a 0.05% spread shown in money before you press.

spread 0.05%

Digital assets

Bitcoin, Ethereum, USDC and USDT. Deposit on-chain, hold in your balance, sell the same day.

from 10 USD a trade

How to start

Up and running in ten minutes.

  1. 1

    Open an account

    An e-mail address and a password. Look around before you commit to anything.

  2. 2

    Verify who you are

    A passport or ID card and a proof of address, from your phone. Reviewed by a person, usually within a business day.

  3. 3

    Fund the account

    A bank transfer, or digital assets on the networks the Deposit page lists. You watch every stage until it is credited.

  4. 4

    Invest, or let the plan do it

    Pick a product, or answer five questions and get a plan. The first placement is explained before you confirm it.

Open an account How it works, in detail

The platform

What you see when you sign in.

Four screens carry most of the work. Each one is shown here as it is in the product, with the figures of a demonstration account.

Open an account and see your own

Allocation against your policy
Equities 68.0% ± 268.5%
Cash and income 14.0% ± 214.0%
Digital assets 10.0% ± 210.8%
Currencies 8.0% ± 16.7%
Digital assets are above target and below the ceiling. Nothing is breached, and nothing has to happen today.
Closing the shortfall in currencies
Sterling Income fixed 4.0% a year+1.3pp
GBP/USD held as cash+1.3pp
EUR held as cash adds a third currency+1.3pp
You pay 3 143.02, spread 0.10% = 3.14, shown before you press.
Proposal 24 · calculated

Bring Sterling back to target

What it costs. 3.14 of spread, no commission.

What it gives up. 94.29 a year in yield, bought deliberately for diversification.

If you do nothing. The class stays out of band: 0.3pp of extra drawdown on the five-year worst case.

AcceptChange the amountDecline
Deposit · every state is named
Sent from your bank14:02
Seen on the network14:06 · 1 of 3
Confirmed and credited+3 000.00
Posted to the ledgertwo entries, balanced
Nothing shows as available before it is. While it confirms, the portfolio says “in flight”, not zero.

Every day, without being asked

What the platform does for you
while you are not looking.

Every day

It checks the portfolio against your plan

Thirteen rules (weights, concentration, cash floor, volatility, deepest fall) checked against your holdings every day. Not against an index and not against other customers: against the plan you wrote.

When a class drifts

When something drifts, it shows both prices

What it costs to bring the portfolio back, and what it costs to leave it, both in money, on the same screen. A proposal that shows only the upside is an advertisement.

Once a quarter at most

It tells you when a goal has slipped

A flat by 2031, a fund for the children, a pension: when the plan falls behind, you get three ways to close the gap (pay in more, take longer, or accept a smaller number) and the right to do nothing.

On the record

It keeps a record of its own advice

Every proposal stays on the agent's record with what you did about it. You can read the record before you trust it with anything.

Policy check · 13 rules
Digital asset weight target 10.0, limit 12.010.8%
Single holding max 45.039.4%
Cash floor min 10.014.0%
Volatility max 15.011.8%
Deepest fall max −20.0−9.2%
Twelve of thirteen pass. The thirteenth is drift inside a band you set, which is not a breach.
Proposal 24 · what it costs, what it gives up

Do: move 1 938.25 from digital assets into the equity fund.

Costs: 3.88 of spread. No commission.

Gives up: the digital assets sleeve is the part that has run; trimming it is the price of the band.

If you wait: nothing breaks today. The ceiling is 12.0% and you are at 10.8%.

Model it Leave it
A flat by 2031 · three ways to close it
Pay in more955.00 a month
Take longerMarch 2032
One payment now8 070.00
Change nothing69 198 at the term
The fourth is a legitimate answer. A product that leaves you no right to do nothing is applying pressure.
The agent's record
Proposals made24
You accepted19
You declined5
Every proposal stays on the record with what you decided, including the ones you turned down.

Transparency

Six numbers most brokers
do not show you.

Buying Sterling Income
You pay3 143.02
Rate1.2841
Spread 0.10%3.14
You receive2 445.35 GBP

The spread, before you press

Every quote states what we take, in money, on the same screen as the button, never folded into the rate afterwards.

Everything charged this year
Management · 0.28%684.00
Trading spread · 14×121.40
Currency spread · 6×42.80
Entry, exit, inactivity0.00
Total866.80

All eight kinds of fee, including zero

The ones that sit inside a price are the ones nobody shows. Ours are ledger entries, so they can be listed.

Proposals and what you decided
Trim digital assets · 12 Augdeclined
Add NVDA · 1 Augaccepted
Emerging markets · 19 Junaccepted
24 proposals19 accepted · 5 declined

The agent's record

Every proposal and what you decided about it, kept so you can read it before you give the agent a mandate.

Per 10 000, on the plan we would suggest
−1 840
−300
+610
+2 140
Worst · 25th · median · 80th percentile12-month periods, since 2005

Risk in money, not in percentages

Four twelve-month periods of the actual mix, in money: the worst one, the median one and two either side. Not a brochure figure, and not a forecast.

Looked through the funds
Microsoft11.5%
Apple10.4%
NVIDIA8.9%
Five companies40.8% of capital

What you actually own

Ten holdings on the screen. Looked through, five companies are two fifths of the money, and they move together.

The agent, on an ordinary day

Nothing needs you

Every rule passes, the goal is 14 months ahead, and the drift is inside your band. The next thing worth your attention is in March.

No buttons here on purpose

Silence, when silence is the answer

A product that always finds you something to do is trading on your anxiety. Most days it says nothing at all.

Set the rules once.
Then be left alone.

Answer five questions
What the money is for, when you will need it, and what you would do if it fell by a fifth. Four minutes, no money needed to finish them.
See the shortfall before the first dollar
The plan is arithmetic on your contributions, so the gap, and three ways to close it, appear before you fund anything.
Accept a policy, or write your own
Target weights with tolerance bands. From that moment the platform has a definition of “correct” for you, and every screen measures against it.
Fund it, and stop watching
Bank transfer or on-chain. After the first placement the agent goes quiet until something actually needs you: a drift, a goal that slipped, a deposit that landed.
The portfolio doctor: thirteen checks against the policy you set, each with a verdict and what it means

Fees, in full.
One yearly rate, and nothing hidden in a price.

The spread is quoted, not buried
In money, before the button, on the same screen. Afterwards it is a ledger entry like any other charge.
Nothing on the way in or out
No entry fee, no exit fee, no inactivity fee. One management charge: 0.35% a year on invested capital, 0.28% above 100 000 USD, 0.20% above 1 000 000 USD.
Every fee reconciles
Eight kinds exist in the ledger, including the ones that are zero. The year's total can always be rebuilt from the entries.
And the number that matters
Cost against the portfolio you would otherwise have had, not cost against nothing. This year that difference covered it 1.7 times.
FeeATG CapitalTypical broker
Management, a year0.20 – 0.35%0.5 – 1.5%
Entry and exit01 – 3%
Inactivity0up to 10 EUR a month
Spread on a tradeshown before you pressinside the price
Why the portfolio moved today: every holding ranked by what it did to the total

Tools for people who take
their money seriously.

Allocation against policy
Equities 68.0 ± 268.5%
Cash 14.0 ± 214.0%
Digital 10.0 ± 210.8%
Twelve of thirteen rules pass

Total visibility

Every class against the band you set, priced daily, with the one line that is out of range named first.

Standing instructions
1st of the month3 000.00 to target weights
If a class leaves its bandtell me, do not act
Eighteen months before a goalbegin moving to cash
Cancellable any time

Automations

Contributions, drift alerts and the pre-goal glide path run on their own, and every one of them states what it will do before it does it.

Roman V. · what the agent may do
Analyse and explainalways
Prepare proposalsalways
Execute without askingnever
Move money off the platformnever

Permissions you can read

Four lines, in plain words, on one screen. A mandate is capped per operation and per month and can be withdrawn at any time; each action under it waits twenty-four hours, during which you can cancel it.

Ledger · the deposit that landed today
Sent from your bank14:02
Seen on the network14:06 · 1 of 3
Confirmed and credited+3 000.00
Postedtwo entries, balanced

A balance explained by a record

Double entry, append-only. Nothing shows as available before it is, and every figure on every screen can be traced back to a posting.

Security and regulation

Built to be trusted with money.

Licensed and regulated

Operated by ATG World Markets Limited, a Securities Dealer licensed by the Seychelles Financial Services Authority (SD054).

Your assets stay yours

Holdings are registered in your name with the custodian, separate from the company's own money.

Two factors before money moves

Withdrawals, new bank details and new devices always ask for a second code, never a password alone.

A person on the other side

Documents are checked by our compliance officer and deposits confirmed by an operator. Support answers within a business day.

0.35%
A year, on invested capital, falling to 0.20% as you grow. No entry fee, no exit fee.
6
Asset classes in one account: shares, ETFs, funds, gold, currencies and digital assets.
T+0
Most holdings sellable the same business day.
2
Entries per operation. A balance is always explained by a record.

Questions people ask before they open an account

The questions that decide it.

What is ATG Capital?

An investment platform where one account holds shares, ETFs, funds, gold, currencies and digital assets, with a ledger that explains every balance and an agent that explains every proposal. It is operated by ATG World Markets Limited, a licensed Securities Dealer. It is not a bank.

Who can open an account?

Anyone of eighteen or over who lives in a country we serve and passes identity verification. The list of countries is checked when you enter your address at sign-up, before you upload anything.

What can I invest in, and from how much?

Shares and ETFs, funds with a published mandate, money-market and fixed-term income products, physical gold, major currencies and digital assets. There is no minimum to open an account; products state their own minimum on the product page, from about 50 USD for the money-market product.

How do I deposit?

By bank transfer, or by sending digital assets to your platform address. The ways open today are listed on the funding page. Every deposit shows its stages (sent, seen, confirmed, credited), and nothing is spendable before it has arrived.

Is my money protected?

Holdings are registered in your name with the custodian, not on our balance sheet. That is not the same as a state deposit guarantee, and we will not call it one: this is an investment account, and the market risk is yours.

What does it cost, all in?

0.35% a year on invested capital up to 100 000 USD, 0.28% above that and 0.20% above 1 000 000 USD, charged monthly. No entry fee, no exit fee, no inactivity fee. Spreads on trades are shown before you press and appear as ledger entries afterwards, so the total is always reconstructable.

Can the agent move my money?

Not unless you grant a mandate, and not beyond the limits in it. By default it can propose and explain, and nothing else. Any mandate is capped per operation and per month and can be withdrawn at any time; each action under it waits twenty-four hours, during which you can cancel it.

How quickly can I get money out?

Most holdings sell the same business day. Products with a term state their lock-up and their early-exit fee before you commit. A withdrawal screen tells you what is available now, what is available today, and what is locked until when.

What happens in a bad year?

You will be shown the worst twelve months the mix you are choosing has actually had: in money, on your amount, before you choose the plan rather than after. The number is computed from the mix, not quoted from a brochure.

Start today. Ten minutes, no minimum.

Open the account, look around, and fund it when you are ready. Your first investment is explained before you confirm it.